Group Term Life Insurance

Term Life Insurance is one of the most fundamental types of life insurance because it provides you with straightforward protection for a fixed period of time.

And, unlike other comparable permanent insurance policies, the premium for most types of term life insurance is specially negotiated—allowing you to help protect your loved ones at a fraction of the cost!

• Up to $1,000,000 of coverage
• Coverage up to age 75
• Accelerated Death Benefit* features for terminal illness
• Up to $250,000 in QuickDecision^SM coverage for members/spouses under age 50

*Please note that receipt of Accelerated Death Benefits may affect your eligibility for public assistance programs and may be taxable. Prior to applying to receive such benefits, you should consult with the appropriate social services agency and seek the advice of a qualified tax advisor.

Help make sure your family will be protected from financial hardships should something happen to you. Apply today!

To find out more about the features, costs, eligibility, renewability, limitations, and exclusions of this coverage, read the Group Term Life Insurance Brochure.

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Brochure

Term Life Brochure

Application

Term Life Application

Rates

Term Life Rates

Supplemental Forms

Survivorship Affidavit
Beneficiary Change Request Form
Death Claim Form

This Group Term Life Insurance policy is underwritten by New York Life Insurance Company, under Group Policy No. G-30802-0, on Policy Form GMR-G-30802-0/FACE.

New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group policies it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability.

New York Life’s state of domicile is New York, and NAIC ID # is 66915.

New York Life has received the highest financial strength ratings currently awarded to any life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch Ratings (AAA), Standard & Poor's (AA+), and Moody's Investors Service (Aa1).*

*Source: Third-party rating reports as of 5/19/2025

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