Group Dental Insurance

With the NYCPA Group Dental Insurance plan, you get:

• Choices: You will have access to thousands of dentists and specialists located throughout the country
• Quality: Each participating dentist has gone through a rigorous and ongoing review and selection process¹
• Freedom: You can choose the dentist you want, regardless of whether he or she is inside or outside of our network²
• Efficiency: MetLife processes 90% of dental claims in just three business days.³
• Savings:⁴ Our negotiated fees are typically 35-50% less than average fees for the same or similar services charged by dentists in your area

¹Certain providers may participate with MetLife through an agreement that MetLife has with a vendor. Providers available through a vendor are subject to the vendors credentialing process and requirements, not MetLife's. If you should have any questions, contact MetLife Customer Service.

²Your out-of-pocket costs may be greater when you visit a dentist who does not participate in the MetLife network.

³Based on MetLife data.

⁴Negotiated fees refer to the fees that in-network dentists have agreed to accept as payment in full for certain services, subject to any co-payments, deductibles, cost sharing and benefits maximums. Negotiated fees are subject to change. Negotiated fees do not apply to non-covered services in states that prohibit limitations for services not covered under a plan. Participating providers in these states may charge their non-negotiated fees for non-covered services. Savings from enrolling in a dental benefits plan will depend on various factors, including the cost of the plan, how often participants visit a dentist and the cost of services rendered.

The NYCPA Group Dental Insurance plan offers the following:

• Choice of two benefit levels: You can choose between the High Plan or the Low Plan, depending on your needs and budget
• No waiting period: Benefits are payable immediately from the start date of your coverage
• Coverage for your family: Both spouse and dependent coverage is available. Dependents are covered up to age 26
• Coverage for orthodontic services: Members who enroll in the High Plan receive coverage for orthodontia services for children under age 19
• No deductible for preventive treatment: You won’t need to meet your annual deductible to start receiving coverage for your preventive services

For details on the High Plan and the Low Plan, refer to the NYCPA Group Dental Insurance plan brochure.

*Not available in AK, AZ, ID, LA, MD, ME, MT, NH, OR, SD, WA, WV, NM, US Territories, PR, and Canada.

**Residents of the state of California who are 65 years of age or older are not eligible for this coverage.

MetLife

Like most group benefits programs, benefit programs offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. You may be financially responsible for copayments, deductibles, or any other amounts in excess of those MetLife is required to pay for covered services as described in your dental certificate and/or policy. Ask your MetLife group representative for costs and complete details.

Group dental insurance policies featuring the Preferred Dentist Program are underwritten by Metropolitan Life Insurance Company, New York, NY 10166.

L0325047288[exp0327][All States][DC,GU,MP,PR,VI] © 2025 MetLife Services and Solutions, LLC

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Brochure (rates included)